Starter Plan
1.5%daily
- Investment range
- PKR 100 – 1K
- Term
- 30 days
- Capital returned
- At maturity
FBR VERIFIED · PKR-first investment workspace
Grow your sarmaya with daily, transparent returns.
چھوٹا سرمایہ · بڑا مستقبل
Track deposits, yield packages, referrals, and every movement in your account from one focused workspace.
- PKR 1.28B+
- Volume settled
- 142.5K
- Active investors
- 100% insured
- Reserves
Portfolio balance
LivePKR 150,000
+PKR 3,300 credited today
Daily yield creditAutomatic, 00:05 PKT
Withdrawal windowUnder 4 hours
SettlementDirect to your bank
Investment plans
Pick a range that fits your budget
Every plan accepts any amount inside its range — you decide how much to put in, and the daily yield is calculated on that amount.
Pro Trader Yield
2.2%daily
- Investment range
- PKR 500 – 5K
- Term
- 60 days
- Capital returned
- At maturity
Elite Growth Fund
3%daily
- Investment range
- PKR 2K – 50K
- Term
- 90 days
- Capital returned
- At maturity
Yield rates are set per plan by Sarmaya and shown before you confirm any investment. Returns are not guaranteed.
How it works
Three steps to your first payout
No paperwork, no broker calls, no minimum experience. The whole thing runs from your phone.
Create your account
Register with your phone number in under a minute. No documents needed to get started.
Fund and choose a plan
Deposit via JazzCash, EasyPaisa, bank transfer or USDT, then pick any amount inside a plan's range.
Collect daily returns
Yield credits to your balance automatically each day. Withdraw to your bank whenever you like.
Security & compliance
Built to be checked, not just trusted
Every rupee that moves through your account is written to an immutable double-entry ledger you can read line by line.
256-bit encryption
Every session and transfer is protected with bank-grade TLS.
Segregated reserves
Customer funds are held separately and 100% insured.
Auditable ledger
Double-entry accounting; every credit and debit is traceable.
FBR VERIFIED
Registered and verified for operation in Pakistan.
Member feedback
Trusted by PSX Traders Across Pakistan
“Daily yield credits like clockwork. Withdrawals hit my bank within hours.”
“The tier bonus structure earned me PKR 82,000 in my first month of referrals.”
“Verified reserves and audit transparency gave me the confidence to scale my portfolio.”
“Our core promise is providing transparent, secure, and highly profitable stock market yields with absolute financial integrity.”
Sarmaya Leadership
Questions
Frequently Asked Questions
Most withdrawal requests are processed within 4 hours during business days.
Start with what you can afford.
Open an account free, browse the plans, and invest only when you are ready. Referrals earn you 7% / 3% / 1% across three levels.