Privacy Policy

1. Data Collection

When you register and use Sarmaya, we collect essential information required to service your account, including your full name, phone number, financial account details, transaction records, and optional KYC verification documents.

2. Data Storage & Security

All sensitive customer data and transaction histories are stored on encrypted servers with 256-bit SSL transport protection. We enforce strict role-based access control (RBAC) to ensure only authorized system processes handle account financial ledgers.

3. Third-Party Sharing

Sarmaya does not sell, rent, or lease customer personal data to third parties. Data is shared exclusively with authorized payment gateway partners for disbursement or when legally compelled by regulatory financial authorities.

4. User Rights & Data Deletion

You maintain the right to review your registered profile information and request corrections. To inquire about account data privacy or request data deletion, contact our Privacy Compliance Desk at support@sarmaya.digital.

5. Cookies & Local Storage

We utilize encrypted authentication session tokens and local browser storage to persist user workspace preferences and security notifications.